Blue Shield CA Shield Wise

The Shield Wise plans, by Blue Shield of CA, gives you the right amount of benefits to keep you healthy and provide solid protection in case of an unexpected illness or emergency. Shield Wise plans cover 100% of the cost for preventive care services, and two physician office visits are provided annually for a low copay prior to the deductible. With a choice of several coinsurance and deductible options, Shield Wise allows you to adjust the plan to better suit your needs. 

There are only 3 deductibles for the Shield Wise plans: $2500, $3500, and $4500. After the deductible has been met, members pay coinsurance for next $5000. Coinsurance percentage levels vary with each deductible. Please refer to the brochure or benefit summary for more information.  Remember if you are a family, the deductible and coinsurance amount doubles.

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