Anthem Lumenos HSA Plus Nevada

Lumenos HSA Plus of Nevada is a Blue Cross Blue Shield plan for people who want comprehensive health insurance at a low price.


These plans offer high deductibles to keep the cost down and qualify you for Health Savings Accounts (HSA). With an HSA you can set up an account to pay for your deductible and related costs in a tax beneficial way (ask your tax professional).


People with Lumenos HSA Plus plans find the money saved by taxes and the lower monthly premium makes the high deductible worth it.

Preventive care is covered before you satisfy your deductible. Everything else with Lumenos plans are covered after the deductible. Until the deductible is met you will pay the initial out-of-pocket costs, which are the negotiated rates (discounted rates) for all services other than preventive. After you have met your deductible, you pay nothing for covered services (see at a glance).


The following deductibles are available for Lumenos HSA Plus in Nevada:


Individuals                Families
• $3,000                     • $3,500
• $4,500                     • $5,500
• $5,950                     • $7,500
                                • $11,900

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