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HomePlans by StateAnthem Blue Cross Blue Shield Virginia › Anthem Lumenos HSA Plus Virginia

Anthem Lumenos HSA Plus Virginia

Lumenos VA Overview

Anthem Blue Cross Blue Shield Lumenos HSA Plus of Virginia offers PPOs with comprehensive coverage and a lower monthly premium.

Lumenos Plus premiums are kept low by having a high deductible. These plans qualify you for Health Savings Accounts (HSA), you may set up an account to pay for your deductible and related costs in a tax efficient way (ask your tax person).

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Lumenos PPO Quote

These HSA compatible plans price varies by gender, area, deductible, and age. You can get a Lumenos HSA VA quote here. This 5-second quote allows all contact information to be optional.


Deductible Explained

Lumenos Plus of Virginia offers both coinsurance (% paid for services after deductible is met) and no coinsurance plans. Once you hit your deductible (and possible coinsurance), then you pay nothing out-of-pocket for all covered services (see at a glance)

The following deductibles are available for Lumenos HSA Plus in Virginia:
• $1,500 or $5,000 (individuals)*
• $3,000 or $10,000(families)*

*some plans have 20% coinsurance


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Your Cost Before Deductible

Preventive: $0
Well-Baby: $0
Pap: $0

After Deductible and Coinsurance

Surgery: $0
Physical Therapy: $0
Brand Drugs: $0
Generic Drugs: $0
Office Visits: $0
Chiropractic: $0
Lab: $0
Anesthesia: $0

What's not covered:

Elective Procedures
See brochure for details

*available at an additional cost

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