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Anthem NH SmartSense

What is SmartSense Insurance?

SmartSense is a new Blue Cross Blue Shield of New Hampshire plan that is designed to fit your budget. Popular with young families and individuals, you can select from a wide range of deductibles. All plans include coverage for generic and brand name drugs.


For an additional cost you can upgrade to Enhanced Drug Coverage for non-preferred and specialty drugs. Maternity coverage is not included in these plans, but can be added in the application at an additional cost.

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How Much Does Smartsense Cost?

The cost of Anthem NH SmartSense depends on your age and which version you select. Click here for a SmartSense Plus quote.

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SmartSense Deductible

Anthem SmartSense deductibles range from $750 to $12,000. After the deductible is met, you will either have a no coinsurance plan or one with 30% coinsurance which you pay until you meet your out-of-pocket max of $3,500. Remember for family plans (two or more members) your deductible and coinsurance limits will be double.


For further questions call the number above or click here SmartSense Medicoverage.

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SmartSense Benefits

Preventive visits: $0
First 3 office visits: $35
Generic Drugs: $15 or 40%
Preferred Drugs: $15 or 40%


After Deductible and Coinsurance

Hospital: $0
Surgery: $0
Emergency Room: $0
Physical Therapy: $0
See brochure for more


What's not covered:

Maternity*
Elective Surgery
(see benefit summary for complete list)


*available at an additional cost

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Insurance services provided by Medicoverage Inc. DBA Regal Benefits insurance services. Copyright © 2004-
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