Premier 1000 California Anthem Blue Cross (Grandfathered)
Overview:By Katie Banks
The Blue Cross Premier 1000 in California was recently changed, and the information below reflects the benefits available before recent health care reform measures. If you are interested in purchasing the Premier 1000 plan today, visit our new Anthem Premier 1000 plan. CURRENT MEMBERS: If you purchased this plan before March 23, 2010, your plan is considered “Grandfathered”, and you can still keep this plan with the benefits described below.
The lifetime maximum for all medical and prescription drug benefits under the Anthem Blue Cross of California Premier 1000 plan is $7,000,000. The individual deductible is $1,000 per year for each insured, and the yearly copayment/coinsurance maximum is $4,500. The total out of pocket maximum for covered services and charges is $5,500. For doctor’s office visits, the deductible is waived, and the amount of visits per calendar year is unlimited. Insured members make a $30 copayment for visits with a primary care physician, and $50 for a specialist. Prescription drug coverage under this plan includes a tier system, which represents various cost levels for generic and brand name drugs. To learn more about the Premier 1000 plan, look below for link a to the complete explanation of coverage.
Instant Quote: The Grandfathered version of the Premier 1000 plan is not available to new applicants. You can obtain a quote for other plans, including the New Anthem CA Premier 1000
Application Link: Apply for the New Anthem Blue Cross Premier 1000 plan
Complete List of Plans: View other health insurance plans in CA
Member Links:
Anthem Blue Cross Doctor Finder Find which doctors are preferred providers for this plan. (Search Blue Cross PPO prudent buyer network)
General Anthem Blue Cross Member Forms
Anthem Premier 1000 Complete Explanation of Benefits PDF (Grandfathered version)